401k Limit 2025 Over 55

401k Limit 2025 Over 55. Of note, the 2025 pretax limit that applies to elective deferrals to irc section 401(k), 403(b) and 457(b) plans increased from $22,500 to $23,000. For 2025, the roth 401 (k) contribution limit is $23,500.

The ira catch‑up contribution limit for individuals aged 50 and older remains. That limit also applies to 457, 403 (b) and the federal government’s thrift.